Hospitality Industry Insurance

Specialized Coverage for Restaurants, Cafes, Hotels, and Catering Businesses

Protect your hospitality business with insurance solutions tailored to the unique risks of the food service and accommodation industry. From food safety liability to property protection, our coverage options help you serve customers with confidence.

Key Benefits

Food Safety Liability

Protection against claims related to foodborne illnesses or contamination incidents.

Liquor Liability

Coverage for incidents related to alcohol service, including customer injuries or property damage.

Property Protection

Safeguard your restaurant, hotel, or venue against fire, theft, and other property damage.

Frequently Asked Questions

Restaurants typically need general liability, property insurance, workers compensation, food contamination insurance, and liquor liability if you serve alcohol. Additional coverages may be necessary based on your specific operations.

Many hospitality insurance policies can include food spoilage coverage, which protects against financial losses due to power outages, equipment breakdowns, or other events that cause food to spoil.

You can potentially reduce premiums by implementing safety programs, training staff properly, installing security systems, maintaining equipment regularly, and bundling multiple policies with the same insurer.