Public Liability Insurance

Protection from third-party claims involving injuries or property damage

Covers your legal liability if someone is injured or sustains property damage in connection with your business activities. A must-have for nearly all business operations.

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Key Benefits

Why choose this insurance coverage

Legal Expense Cover

Policy pays legal fees and compensation if you’re found liable.

Peace of Mind

Essential cover for client-facing or public-facing businesses.

Frequently Asked Questions

Common questions about public liability insurance

Not legally required in all industries, but many clients/contracts require it.

Public Liability covers incidents occurring in the course of business operations, while Product Liability focuses on harm caused by products sold or supplied.

Coverage limits vary, but $5 million to $20 million are common. Choose a limit based on your business size and risk exposure.

Coverage typically applies to incidents within Australia. For international coverage, you may need additional policies or endorsements.

Industries with higher risk, like construction or manufacturing, may require higher coverage limits. Check industry standards and client requirements.