Professional Indemnity Insurance

Protection for professionals who offer advice or services

Covers legal costs and damages if a client alleges negligence, errors, or omissions in your professional advice or service. Mandatory in many regulated industries.

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Key Benefits

Why choose this insurance coverage

Financial Security

Covers costly legal fees and compensation payouts.

Industry Requirement

Often required by law or professional bodies (e.g., accountants, lawyers).

Frequently Asked Questions

Common questions about professional indemnity insurance

Any business or individual providing professional advice or consulting services.

It depends on your industry and contractual obligations; $1M to $20M are common limits.

Professional Indemnity covers errors in professional services, while Public Liability covers injuries or property damage to third parties.

Policies are typically 'claims-made,' meaning they cover claims reported during the policy period, regardless of when the incident occurred.

Some policies exclude high-risk professions like medical or legal services. Check with your insurer for specific exclusions.