Electrician Insurance

Comprehensive coverage for electrical contractors and businesses

Protect your electrical business with insurance solutions designed specifically for the unique risks electricians face. From liability protection to equipment coverage, our policies help you work with confidence knowing you're properly covered.

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Key Benefits

Why choose this insurance coverage

Liability Protection

Coverage for property damage or injuries that may result from your electrical work.

Equipment Coverage

Protection for your specialized electrical tools and equipment against theft, damage, or loss.

Contract Works

Coverage for projects under construction against damage, theft, or other unforeseen events.

Frequently Asked Questions

Common questions about electrician insurance

Electricians typically need public liability insurance, professional indemnity insurance, tool and equipment insurance, commercial vehicle insurance, and personal accident coverage. If you employ others, workers compensation insurance is also mandatory.

Standard public liability insurance typically covers damage or injury resulting from faulty wiring, but not the cost of rectifying the faulty work itself. Professional indemnity insurance may provide additional coverage for claims related to professional errors.

You can potentially reduce costs by maintaining a good safety record, completing additional certifications, bundling multiple policies, choosing appropriate coverage limits, and implementing risk management practices in your business.