Builder Insurance

Holistic coverage for builders and construction companies

Protect your construction projects, employees, and business reputation with insurance specifically designed for builders. Our comprehensive coverage addresses liability risks, project disruptions, and essential asset protection, giving you peace of mind on and off the site.

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Key Benefits

Why choose this insurance coverage

Public Liability

Guards against third-party injury or property damage on construction sites.

Contract Works

Coverage for partially completed structures, materials, and equipment during a project.

Workers Compensation

Mandatory protection for employees injured in the course of their construction duties.

Frequently Asked Questions

Common questions about builder insurance

Yes. Most states require builders to have insurance like public liability and home warranty insurance (where applicable) to comply with licensing conditions.

Contract works can include theft cover if materials or tools go missing from secured sites, though conditions may apply.

Cost drivers include your business size, type of projects, annual turnover, past claims history, and the scope of cover you choose.