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Protects your home building against damage or loss.
Home insurance (also known as building insurance) covers the structure of your house and other fixtures on your property (like a garage or shed) against events like fire, storm, theft, and vandalism. In Australia, home insurance policies typically cover natural disasters such as bushfires, storms, and sometimes floods (flood cover might be optional in some areas). It also usually includes legal liability, which protects you if someone is injured on your property and you are found liable. Home insurance ensures you can repair or rebuild your home without facing huge out-of-pocket costs after unexpected damage.
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Covers the cost of repairing damage or fully rebuilding your home if it's destroyed by insured events like fire, storms, or other disasters—saving you from potentially devastating expenses.
Offers financial protection against common natural disasters in Australia, such as bushfires, severe storms, and (with optional cover) floods, ensuring your home is covered when nature strikes.
Includes personal liability insurance. For example, if someone is injured on your property (like a visitor slipping on a wet driveway) and you're legally responsible, this cover can handle the legal costs and any compensation awarded.
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