Café / Restaurant Owner Insurance

Comprehensive solutions for dining establishments

Protect your food and beverage business from unforeseen challenges, including customer injuries, food-related claims, and property damage. Our café and restaurant insurance packages ensure you can serve your customers with confidence.

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Key Benefits

Why choose this insurance coverage

Public & Product Liability

Covers accidents and injuries on your premises, as well as food safety claims.

Property Damage

Insurance for your building, kitchen equipment, and furnishings against fire, theft, or damage.

Business Interruption

Financial relief if you must close temporarily due to an insured event, like a kitchen fire.

Frequently Asked Questions

Common questions about café / restaurant owner insurance

If you serve alcohol, you may require liquor liability to cover claims related to alcohol service. Check your local regulations.

Many insurers offer an extension to cover food spoilage from power outages or equipment failure, as well as liability for contaminated products.

Maintaining high hygiene standards, installing security systems, training staff, and bundling multiple policies can all help reduce premiums.