Café / Restaurant Owner Insurance
Comprehensive solutions for dining establishments
Protect your food and beverage business from unforeseen challenges, including customer injuries, food-related claims, and property damage. Our café and restaurant insurance packages ensure you can serve your customers with confidence.
Key Benefits
Public & Product Liability
Covers accidents and injuries on your premises, as well as food safety claims.
Property Damage
Insurance for your building, kitchen equipment, and furnishings against fire, theft, or damage.
Business Interruption
Financial relief if you must close temporarily due to an insured event, like a kitchen fire.
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Frequently Asked Questions
If you serve alcohol, you may require liquor liability to cover claims related to alcohol service. Check your local regulations.
Many insurers offer an extension to cover food spoilage from power outages or equipment failure, as well as liability for contaminated products.
Maintaining high hygiene standards, installing security systems, training staff, and bundling multiple policies can all help reduce premiums.
Café / Restaurant Owner Insurance
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