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Protects your trailer against accidents, theft, and liability.
Trailer insurance covers trailers (such as box trailers, horse floats, or camper trailers) against damage and loss. This typically includes cover if the trailer is damaged in an accident, stolen, or damaged by events like fire or storms. While liability for accidents while towing a trailer is generally covered by the towing vehicle's insurance in Australia, a trailer policy ensures the trailer itself is covered for repair or replacement. It's useful if you have a valuable trailer that wouldn't be fully covered under your standard car insurance.
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Pays for repairs or replacement if your trailer is damaged in a road accident or other mishaps (like a tree falling on it or a rollover), making sure you're not out-of-pocket to fix or replace your trailer.
Covers you if your trailer is stolen. Given trailers can be easy targets for theft when not attached to a vehicle, this benefit ensures you can recover your trailer's value if someone steals it.
Provides cover if your trailer is destroyed or damaged due to fire or severe weather (like hail or storms). This means you can repair or replace your trailer after natural events or accidents that are out of your control.
Common questions about trailer insurance
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