Commercial Property Insurance

Protect your commercial building, contents, stock, and equipment

Specifically covers damage to physical assets used in your business, including buildings, fixtures, and stock, against fire, storm, theft, and other insured events.

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Key Benefits

Why choose this insurance coverage

Asset Protection

Safeguard buildings and contents crucial to business operations.

Customizable

Tailor coverage to include specific assets like machinery or stock.

Frequently Asked Questions

Common questions about commercial property insurance

Yes, you may need to cover improvements, stock, or equipment even if the landlord insures the building.

Most policies provide cover for storm and flood, but specifics vary by insurer.

Office buildings, retail stores, warehouses, and factories are typically eligible. Check with your insurer for specific property types.

Insurers use methods like replacement cost or actual cash value. Replacement cost covers the cost to rebuild, while actual cash value considers depreciation.

Yes, you can get Contract Works Insurance for properties under construction. It covers risks during the building phase.