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Home & Contents

Covers the residential building and personal belongings

Protection against risks like fire, theft, and storm damage. Covers both the structure of the home and personal contents inside.

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Key Benefits

Property Damage

Covers cost to repair or rebuild the home after an insured event.

Contents Protection

Replacement of furniture, electronics, and valuables if stolen or damaged.

Frequently Asked Questions

Policies differ, but most now offer flood cover as standard or optional.
Home and Contents Insurance covers owner-occupied homes, while Landlord Insurance covers rental properties.
Policies may include accidental damage coverage as standard or optional. Check your policy for details.
Common exclusions include cash, jewelry, and electronics above certain limits. Check your policy for specific exclusions.

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