Machinery Breakdown

Covers mechanical or electrical breakdown of essential business equipment

Pays for repairs or replacement of machinery if it suffers sudden and unexpected breakdown. Particularly important for manufacturing or processing industries.

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Key Benefits

Why choose this insurance coverage

Downtime Mitigation

Helps reduce financial impact of equipment failure.

Repair / Replacement Cost

Avoids large out-of-pocket expenses for critical machinery.

Frequently Asked Questions

Common questions about machinery breakdown

Generally no, standard policies exclude gradual deterioration or maintenance issues.

Machinery Breakdown typically covers mechanical equipment, while Equipment Breakdown covers a broader range of equipment, including electrical and electronic devices.

Some policies include business interruption coverage for losses due to machinery breakdown. Check your policy for details.

Policies may require regular maintenance and inspections. Failure to maintain equipment can void coverage.