Plant & Machinery Insurance

Protection for heavy equipment and vehicles used in business

Safeguards equipment like cranes, excavators, tractors, and other machinery against damage, theft, or breakdown.

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Key Benefits

Why choose this insurance coverage

Equipment Cover

Repairs or replaces vital business machinery if damaged or stolen.

Flexible Policies

Annual covers or single-project options available.

Frequently Asked Questions

Common questions about plant & machinery insurance

Separate or additional covers might be needed for on-road liability if vehicles are registered.

Eligible machinery includes cranes, excavators, forklifts, and other heavy equipment used in business operations.

Insurers use methods like replacement cost or actual cash value. Replacement cost covers the cost to replace, while actual cash value considers depreciation.

Common exclusions include wear and tear, mechanical breakdown, and damage from improper use. Check your policy for specific exclusions.