Product Liability Insurance

Coverage for claims arising from products sold or manufactured

Protects your business if a product you supply or manufacture causes injury or damage. Usually combined with Public Liability under a broad ‘General Liability’ policy.

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Key Benefits

Why choose this insurance coverage

Broad Coverage

Includes design, manufacturing, and distribution defects.

Consumer Protection

Meets the expectations of Australian Consumer Law standards.

Frequently Asked Questions

Common questions about product liability insurance

Yes. If you put your brand on a product or import goods, you may be liable.

Often it's part of a combined Public & Products Liability, but can be separate.

A product defect is a flaw that makes the product unsafe or unfit for its intended use. This can include design, manufacturing, or labeling defects.

Product Liability Insurance covers legal liability for defects, while warranties cover repair or replacement costs. They serve different purposes.

Exclusions vary by policy, but common exclusions include products with known defects or those not compliant with regulations. Check your policy for details.