TPD (Total & Permanent Disability) Insurance
Connect with specialist insurance brokers for tpd (total & permanent disability) insurance
Provides financial support if you’re unable to ever work again due to a serious injury or illness. Helps cover ongoing care or adjust to changed circumstances.
Key Benefits
Long-Term Support
Lump sum can fund home modifications or medical equipment.
Standalone or Combined
Often packaged with Life or Trauma insurance.
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Frequently Asked Questions
‘Own occupation’ pays if you can’t do your specific job; ‘any occupation’ is stricter, requiring inability to do any job.
TPD covers permanent disability, while Income Protection covers temporary disability.
Some policies include rehabilitation benefits to help you return to work.
Exclusions vary, but common exclusions include self-inflicted injuries or disabilities from pre-existing conditions.
TPD (Total & Permanent Disability) Insurance
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