Trauma / Critical Illness Insurance

Lump sum payout for serious medical diagnoses

If you’re diagnosed with a specified serious illness (e.g., cancer, heart attack, stroke), this pays a lump sum to help with medical costs, therapy, or debt.

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Key Benefits

Why choose this insurance coverage

Immediate Financial Relief

Cover medical treatments or personal expenses during recovery.

Broad Illness Definitions

Policies often list a range of critical conditions covered.

Frequently Asked Questions

Common questions about trauma / critical illness insurance

No. Trauma pays on diagnosis of a covered illness. TPD covers permanent disability.

Covered illnesses typically include cancer, heart attack, stroke, and major organ failure.

Policies may allow multiple claims for different illnesses, subject to policy terms.

The insured party must meet the policy's definition of a covered illness and comply with claim procedures.