Trauma / Critical Illness Insurance
Lump sum payout for serious medical diagnoses
If you’re diagnosed with a specified serious illness (e.g., cancer, heart attack, stroke), this pays a lump sum to help with medical costs, therapy, or debt.
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Key Benefits
Why choose this insurance coverage
Immediate Financial Relief
Cover medical treatments or personal expenses during recovery.
Broad Illness Definitions
Policies often list a range of critical conditions covered.
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Frequently Asked Questions
Common questions about trauma / critical illness insurance
No. Trauma pays on diagnosis of a covered illness. TPD covers permanent disability.
Covered illnesses typically include cancer, heart attack, stroke, and major organ failure.
Policies may allow multiple claims for different illnesses, subject to policy terms.
The insured party must meet the policy's definition of a covered illness and comply with claim procedures.
Trauma / Critical Illness Insurance
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