Workers Compensation
Mandatory coverage for workplace injuries and illnesses
Provides wage replacement, medical and rehabilitation costs for employees injured on the job. Required by law in each Australian state/territory, though specifics vary.
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Key Benefits
Why choose this insurance coverage
Employee Support
Ensures injured workers receive medical treatment and wage support.
Legal Compliance
Meeting statutory obligations to avoid fines and penalties.
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Frequently Asked Questions
Common questions about workers compensation
Any business with employees (even part-time or casual) generally needs Workers Comp.
Each state has different rules; check local regulations.
Report the injury to your employer immediately. Your employer will file a claim with the insurer. Follow up with medical treatment and documentation.
Premiums are based on factors like industry, payroll, and claims history. Each state has its own calculation method.
Penalties vary by state but can include fines, legal action, and personal liability for directors.
Workers Compensation
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