Workers Compensation

Mandatory coverage for workplace injuries and illnesses

Provides wage replacement, medical and rehabilitation costs for employees injured on the job. Required by law in each Australian state/territory, though specifics vary.

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Key Benefits

Why choose this insurance coverage

Employee Support

Ensures injured workers receive medical treatment and wage support.

Legal Compliance

Meeting statutory obligations to avoid fines and penalties.

Frequently Asked Questions

Common questions about workers compensation

Any business with employees (even part-time or casual) generally needs Workers Comp.

Each state has different rules; check local regulations.

Report the injury to your employer immediately. Your employer will file a claim with the insurer. Follow up with medical treatment and documentation.

Premiums are based on factors like industry, payroll, and claims history. Each state has its own calculation method.

Penalties vary by state but can include fines, legal action, and personal liability for directors.