Loading...
Loading content...
Loading content...
Comprehensive car insurance covers accidental damage to your own vehicle (regardless of fault), theft, fire, storm, hail, and flood damage, plus damage you cause to other people's vehicles or property. It is the broadest level of voluntary car cover available in Australia.
Common exclusions include driving under the influence of alcohol or drugs, unlicensed driving, using your car for ridesharing without declaring it, mechanical or electrical breakdown, and wear and tear. Damage caused by a driver not listed on your policy may also be excluded. Always read your Product Disclosure Statement carefully before purchasing.
For vehicles worth more than $10,000 or any financed vehicle (lenders typically require it), comprehensive cover is strongly recommended. For older cars with a low market value, some owners choose third party cover to reduce premiums and self-insure the vehicle itself. A licensed broker can help you weigh the premium cost against the risk exposure for your specific vehicle.
CoverMy connects you with licensed Australian insurance brokers who compete for your business.
Compare BrokersCar Insurance
What Is the Difference Between Comprehensive and Third Party Car Insurance?
Car Insurance
What Is Agreed Value vs Market Value Car Insurance?
Car Insurance
What Is a Car Insurance Excess?
Car Insurance
What Factors Affect Car Insurance Premiums in Australia?
Car Insurance
How Do I Make a Car Insurance Claim in Australia?